HomeChoice Holdings Limited
Credit Risk & Data Science Internship
HomeChoice International PLC (HIL) – Cape Town, Western Cape
Position Type: Contract
Required Qualification: Bachelor’s Degree in Numerical Field (BSc/BCom/Bus Sci/BEng)
Experience Level: Entry-Level
Location: Southern Suburbs, Cape Town
About HomeChoice:
As a JSE-listed investment holding company, HomeChoice International PLC and its subsidiaries deliver innovative retail and financial solutions to South Africa’s growing middle-income market through digital platforms and strategic partnerships.
Internship Overview:
Join our credit risk team to gain hands-on experience in predictive modeling and data-driven decision making. Work with real-world financial data using modern analytical tools while contributing to impactful business solutions.
Key Responsibilities:
- Assist in developing credit scoring models and risk assessment tools
- Analyze customer financial behavior and repayment patterns
- Process large datasets using SQL, Python, and R
- Contribute to machine learning initiatives and predictive analytics
- Create visual dashboards and performance reports
- Collaborate with cross-functional teams on risk management projects
Candidate Requirements:
- Recent graduate with numerical degree
- Proficiency in programming (Python/SQL/R)
- Strong analytical and statistical skills
- Understanding of data modeling concepts
- South African citizenship/residency
- Detail-oriented with learning agility
Ideal Candidate Profile:
- Creative problem-solver who translates data into insights
- Effective communicator of technical concepts
- Team player committed to ethical data practices
- Curious mindset with pattern recognition skills
Core Organizational Values:
- Customer-centric solutions
- Ownership and accountability
- Data-driven innovation
- Collaborative teamwork
- Operational excellence
Application Process:
Qualified candidates are invited to submit applications through HomeChoice’s official career portal.
Important: No application fees required at any stage. Candidates may be requested to complete skills assessments as part of the selection process.
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