Capitec Bank Ltd
Location: Stellenbosch, Western Cape, ZA
Company: Capitec Bank Ltd
Job Overview
Capitec Bank is seeking a Credit Intelligence Analyst III to join their dynamic team. This position calls for enthusiastic and self-driven individuals who are passionate about service within the banking sector.
Purpose of the Role
The Credit Intelligence Analyst III will play a vital role in:
- Leveraging extensive subject matter expertise while taking accountability for the design, development, testing, and implementation of credit intelligence standards, principles, methodologies, and frameworks that guide the delivery of credit solutions and models.
- Providing oversight for the validation of credit models to ensure a strong scientific correlation exists among different credit models within an assigned portfolio or focus area.
Experience Required
Minimum Qualifications
- 7-8 years of experience in retail credit analysis, including proficiency in SQL, SAS, R, or Python, with at least 3 years of experience specific to portfolio management.
- Experience contributing to credit principles, policies, and frameworks.
- Customer Value Management and Rewards experience.
Ideal Qualifications
- Previous experience at Capitec Bank.
Educational Qualifications
Minimum
- Honours Degree in Finance or Mathematics.
Preferred
- Master’s Degree in Finance or Mathematics.
Knowledge and Skills
While specific knowledge is not detailed, candidates should possess competencies in the areas listed below:
- Communication Skills: Ability to convey information effectively.
- Influencing Skills: Capacity to persuade stakeholders.
- Presentation Skills: Proficiency in showcasing data and insights.
- Reporting Skills: Competence in generating clear and concise reports.
- Research Skills: Strong ability to gather and analyze data for informed decision-making.
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